Car insurance can be a costly factor when deciding which make and model you want to buy, and contrary to what you may imagine, it’s not just young, newly qualified drivers who face expensive premiums. Some cars come with insurance costs that cost as much per year as a decent second-hand car would, even when the named driver is older, experienced, lives in an area considered low risk for car crime, and has a good no-claims record.
There are 50 insurance groups cars can be placed in, ranging from 1, which is the cheapest, to 50, which is the most expensive. In general terms, the cheaper the car is to buy, the lower insurance bracket it will have. A number of other factors are taken into consideration, including the cost of repair parts, safety and security features, and engine size.
Let’s take a look at some of the most expensive cars to insure in the UK.
Audi’s R8 Spyder
It’s a sporty supercar with a 5.2-litre V10 engine, so a higher fee is understandable.
Measuring over 5 metres and costing around a quarter of a million pounds, the insurance fee matches up.
This brand has several high insurance bracket models, including:
-The AMG GT Roadster, but with a £140k+ price tag, you probably wouldn’t need to complain about a huge insurance fee!
-The 500 SL, two tons of sheer luxury and style
Expect to shell out several thousands to insure this V8 engine beauty.
Aston Martin’s DBS Superleggera
At a cool quarter million pounds new, this is considered the ultimate model in their range, and who can argue with that?
Insurance is a necessary expense for motorists, but it’s equally important for anyone working with these expensive vehicles to have appropriate motor trade insurance. There are companies like www.quotemetoday.co.uk/motor-trade-insurance/ online that can find the best deals for specialist coverage like this.
We’ve saved the last spot for the car that some claim to be the most expensive car to insure in the UK at the moment, and that’s the magnificent Bentley Mulsanne.
It’s big and brashy yet classy at the same time. This is another car with a V8 engine and a huge insurance charge, but it’s worth it for a hand-finished salon with this much style.